At L-pesa, we believe that access to Finance is a solid step towards financially underserved individuals creating a meaningful life. Towards this end, we have structured our loan in an affordable loan manner to cater to personal and business needs. Our customers are able to access loan facilities without any need for guarantors, collateral, or filling long forms.

We have created an impact in the following areas:

Financial Access

Our structured loans ensure that customers who qualify for loans have a chance of growing loan limits to meet varied needs.

Credit Scoring

Positive payment feedback enhances a customer’s credit score with L-pesa and when shared with the Credit reference Bureau if further boosts credit footprint beyond L-pesa.

Financial Training

We have been able to offer Training to select customers on how to manage their credit, how to recover post-covid and overall financial well-being. This is done through phone calls, blog-post, and video tutorials.

Client Profile

▪️ Operates Micro-businesses with short Business cycles with low-buy, high-sell margins
▪️ An average income of $10 per day.
▪️ Highly entrepreneurial with a desire to better their lives
▪️ The average age of 25-years to 40- years
▪️ Financially underserved